Our office insurance for professional businesses protects you and your team from unexpected events that happen around professional offices. Whether you operate out of a leased office or a building you own yourself, our commercial insurance offers affordable protection you need.
Doctors & CPAs: You’ll need Office Insurance AND Malpractice or Errors & Omissions (E&O).
This coverage protects companies and individuals against costly and potentially catastrophic litigation (damages and defense costs) caused by charges of professional negligence or failure to perform professional duties (acts, errors or omissions).
Common claims allege negligence, misrepresentation, design/programming errors, contract performance disputes, violation of good faith and fair dealing and inaccurate advice. Coverage for these claims is not provided by a general liability policy.
Whether a claim is baseless or frivolous or not, a mounting legal defense often sends uninsured companies into rocky financial territory; a key coverage of professional liability is that it provides for legal defense costs, which can be substantial, even where there has been no wrongdoing.