Why Group Health Insurance?
There seems to be an inevitable upwards spiral in the cost of many of the things that we need to survive. Not the least amongst them is the rising costs of healthcare. As one of the most important things for any person’s continued well being, it is important that you are able to afford the healthcare that you and your family may need at any time.
Health insurance is one of the easiest ways to ensure that you are able to afford the often-expensive bills that are a part of healthcare. Luckily, many people are covered with our dependable group health insurance plan.
Group Health Coverage
Most of the companies in California offer group health coverage to their employees which is also called employer-based coverage. Many large companies are self-insured and they pay for the health care of their employees. Self-insured plan doesn’t need to follow California laws on essential health benefits, complaints, and coverage. For private companies that are self-insured, they follow the Employee Retirement Income Security Act of 1974 (ERISA) and are regulated by the U.S. Department of Labor, Employee Benefits Security Administration (EBSA).
Small Group Insurance Policies are for small employers with 1 to 50 employees. Prevot & Associates can help you make choices to select the best policy. Contact us or call us at 408-872-1322 to learn more.
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