Hi-Tech | Startups Insurance
Even though you’re just starting out, insurance is a necessity. No matter how big or small your vision may be, we are there every step of the way.
Startup and hi-tech business insurance might not be on the top of your brain. You’re busy ideating, collaborating, and creating your enterprise! And, it can be difficult to know what specific insurance coverage you need when you’re first launching your business. The law does require certain types of insurance and you have many options offering additional coverage. Whether it’s for employees, potential investors. or business associates, Prevot & Associates can cover you, call us at (408) 872-1322 to get expert advice and instant quotes.
What Insurance Does a Startup / Hi Tech Business Need?
Business insurance doesn’t provide just one sort of coverage, instead, it is a mix of various kinds of coverage. So there isn’t one particular insurance you need to purchase, you can mix and match and get the insurance policy according to your business’ specialty and need. The most important insurance for new organizations is liability insurance, as it takes care of legal expenses; including the expense of employing a legal advisor, in case someone has filed a lawsuit against your business. Following are the insurance policies you can consider purchasing for your startup business, but keep in mind not every insurance policy is needed for your business; what might be needed in someone else’s business may not be needed in yours.
- General Liability Insurance
- Home-based Business Insurance
- Director and Officers aka D&O Insurance
- Commercial Property Insurance
- Business owner’s policy
- Employment Liability
- Professional Liability Insurance
- Business Income Insurance
- Cyber Security Insurance
There’s nothing more hi-tech than insurance for your startup!
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